5 Benefits of Getting Car Financing at Your Chevy Dealer

1. One-Stop Shop for Your Needs

When you finance your new Chevy through the dealer, you can handle the entire car-buying process in one place. You can pick out your preferred ride from the dealer’s inventory, negotiate the purchase price, and secure financing, all without leaving the dealership. This saves you time and eliminates the hustle of shopping around for your own financing and filling out multiple applications.

2. Flexible Financing Options

Dealerships offer flexible financing options to suit your budget and needs. You can choose the amount of down payment you want to put down for the purchase. Dealers also offer low interest rates and varied loan terms, from 12 months up to 72 months or longer. This flexibility allows you to acquire your next vehicle without suffering financial constraints.

3. Relaxed Qualification Requirements

One drawback of seeking bank financing is that you need a great credit score. Banks and credit unions will deny your loan application if your credit isn’t good. Dealerships have relaxed qualification requirements that don’t lock out prospective buyers with poor credit.

The dealer’s finance team will assess other factors like your income, down payment, trade-in value, and loan term when processing your applications. Even with poor credit, you will be able to access vehicle financing at attractive rates. As you make monthly car payments on time, you will be able to build your credit score and access even better loan terms in the future.

4. Fast and Easy Loan Approvals

How amazing would it be to get vehicle financing and drive your new car within a week or less? This is what dealerships offer with their fast loan approval times. Unlike banks, which take weeks to process your application, dealerships take anywhere from a few hours to a few days.

They expedite the application and financing thanks to their relationships with the manufacturer and financing institutions. This means you can drive your new Chevy off right away rather than waiting around for your loan to be approved.

5. Personalized Service

Financing your Chevy at a dealership provides a more personalized service experience. The finance team will guide you through the options to find the best loan terms for your situation. They will also coordinate quick trade-in appraisals and other services like extended warranties, protection packages, and maintenance plans for your car.

Financing your new ride doesn’t have to be a struggle. Your Chevrolet dealer will process your loan within a few days and offer additional perks to sweeten the deal. Visit Coughlin GM of Chillicothe to begin the financing process for your new vehicle.

Posted in Auto Finance in Chillicothe, OH, GM Dealer Chillicothe | No Comments »